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Title: Consumer Banking

Money Market Account
Open a money market account and enjoy great interest rates coupled with easy access to your funds.

Money Market Savings Account
If you are looking for a high rate of interest without high balance requirements, this account is for you. Account may be opened with a deposit of $200 or more.

  • If a minimum balance of $2,500 is maintained there is no monthly maintenance fee. If the minimum balance requirement is not met, a maintenance fee of $12 per month applies.
  • There is no charge for transactions at ATMs our bank owns and operates. Off premises transactions are $1.50 per transaction.
  • Accountholder is permitted by Federal law to make no more than six (6) pre-authorized or automatic transfers per statement cycle, no more than three (3) of which may be third-party checks or automatic debits.

Advantage Money Market Savings Account
If you are able to maintain a minimum balance over $10,000, open an Advantage Money Market Account and earn an EXCELLENT rate of interest! The interest rate on this account is based on the 91-Day U.S. Treasury Bill rate, so you'll always know exactly how your rate is determined!

  • Account may be opened with a deposit of $10,000 or more.
  • If minimum balance of $10,000 is maintained, there is no monthly maintenance fee. If the minimum balance requirements are not met, a maintenance fee of $35 per month applies. This charge reduces earnings on the account.
  • There is no charge for transactions at ATMs our bank owns and operates. Off premises transactions are $1.50 per transaction.
  • Accountholder is permitted by Federal law to make no more than six (6) pre-authorized or automatic transfers per statement cycle, no more than three (3) of which may be third-party checks or automatic debits.

On both Money Market Accounts, if you exceed these limits, you will be charged $20 per item. Further, we may return your checks or automatic debits unpaid. We are also required by law to convert an account with excessive transaction activity to a transaction account, with the loss of interest for the current period, or to close the account.

*Other charges may apply for additional services. For complete information about the availability of your deposits, please refer to our separate brochure entitled Deposit Account and Services Agreement and Safe Deposit Agreement.

 
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