Left Content

Online Account Access

Site Navigation

Image of Customers

Savings, Money Markets & CDs

Financial Solutions to Help Build Your Future

Making the right financial decisions today can make possible the life you want for tomorrow. At North Houston Bank we have a variety of ways to get you from here to there.

Statement Savings Accounts

Our Statement Savings Account is offered to fulfill your savings needs.

  • Accounts may be opened with a deposit of $25 or more.
  • If the minimum balance requirement of $500 is met, there is no quarterly service charge. Otherwise, a service charge of $2-$10 will apply depending on the lowest balance in the account during the month.
  • If you have a Visa® Check Card or an ATM Card, you can link your Savings Account to that card for the purpose of conducting transfer or withdrawl transactions at an ATM.
Senior Citizen Savings Account (Age 60+)

This Senior Citizen Savings Account is perfect for the individual who wants to save. Available to individuals aged 60 or over.

  • Account may be opened with a deposit of $25 or more. There is no monthly service charge regardless of the minimum or average balance.
  • If you have a VISA® Check Card or an ATM Card, you can link your Senior Citizen Savings Account to that card for the purpose of conducting transfer or withdrawal transactions at an ATM.
Minor Savings Account

The Minor Savings Account is perfect for children who want to save for future expenses.

  • Account may be opened with $25 or more. There is no monthly service charge regardless of the minimum or average balance.
Holiday Club

With our Holiday Club savings plan, you can save money throughout the year for special gifts and get-togethers that make the holiday season such a memorable time of year. We'll help you set up a savings plan to meet your goals, depending on how much you want to save. Minimum to open a Holiday Club Account ranges from $5 to $100. No interest is paid on this account. Penalty for closing the account before maturity is $25.

High Yield Tiered Money Market Account

Open a High Yield Tiered Money Market Account and enjoy great interest rates coupled with easy access to your funds.

  • Account may be opened with $100 or more.
  • If an average daily balance of $2,500 is not maintained, a monthly service charge of $35 applies.
  • This account is a tiered-rate account. The following are the tier level balances:
  • $0.01 - $9,999.99
  • $10,000.00 - $24,999.99
  • $25,000.00 - $49,999.99
  • $50,000.00 - $99,999.99
  • $100,000.00 - $499,999.99
  • $500,000.00 - $999,999.99
  • $1,000,000.00 +
  • The account holder is entitled to request a VISA® Check Card (as long as the account holder has a checking account as the Card’s primary account) or ATM card. There is no charge for transactions at ATMs our bank owns and operates.
Regular Certificates of Deposit

We offer a variety of terms for our Regular Certificates of Deposit. All regular Certificates of Deposit may be opened with a minimum deposit of $1,000 and earn interest on the entire balance.

Jumbo Certificates of Deposit

Jumbo Certificates of Deposit are perfect for the accountholder interested in investing a large amount of money and earning a higher rate of interest.

Jumbo certificates may be opened with a deposit of $100,000 or more. We offer a variety of terms for our Jumbo Certificates of Deposit.

Individual Retirement Accounts

We offer a Certificate of Deposit to accommodate specific types of Individual Retirement Accounts (IRAs). There are no monthly service charges associated with these IRA accounts. Participants may make additional contributions (minimum of $500) to their IRAs.